Terms of Use

Effective date: August 4, 2026

Last updated: August 4, 2026

1. Acceptance of These Terms

By accessing or using this website, you agree to these Terms of Use and our Privacy Policy. Do not use the website if you do not agree.

2. General Educational Information

Website articles, videos, illustrations, examples, calculators, frequently asked questions, and other materials are provided for general educational purposes. They are not legal, tax, investment, medical, or individualized financial advice.

Information may not apply to your circumstances and may become outdated. You should review official documents and consult appropriately licensed professionals before acting on information from this site.

3. Life Insurance Information and Applications

Nothing on this website is an offer, binder, guarantee, or promise of insurance coverage, premium, rate class, cash value, claim payment, tax treatment, or policy performance.

• Product availability, features, riders, rates, and eligibility vary by state, carrier, product, licensing, and applicant.
• Quotes and illustrations are estimates or projections and are not guarantees unless a value is expressly identified as contractual and guaranteed in the issued policy.
• Coverage is subject to application requirements, underwriting, carrier approval, policy issuance, acceptance, and required premium.
• An online application or form submission does not create coverage.
• Policy loans, withdrawals, accelerated benefits, and other features may reduce cash value or death benefits and may have tax consequences.

Insurance assistance is offered only where the responsible insurance professional is properly licensed or otherwise authorized and where the relevant product is available.

4. Notary Services

Swift Signing Florida provides notarial services and signing-agent support. A Florida notary is not an attorney and cannot select legal documents, prepare legal documents, explain their legal effect, or give legal advice unless separately authorized by law.

A website form submission does not confirm an appointment. Appointments are subject to availability, identification requirements, document eligibility, signer willingness and awareness, witness requirements, location, timing, and confirmation of applicable fees.

5. No Professional Relationship Created by Website Use

Visiting the website, reading content, watching a video, sending a general question, or submitting a preliminary request does not by itself create an attorney-client, tax-adviser, investment-adviser, fiduciary, insurer-insured, or notary-client relationship.

6. Forms and Communications

You agree to provide accurate information and not to submit information for another person unless you are authorized to do so. Do not submit Social Security numbers, banking details, passwords, detailed medical records, or other highly sensitive information through general website forms.

By submitting a form, you authorize us to respond using the contact information provided. Consent to receive a response is not a condition of purchasing insurance.

7. Third-Party Services and Links

The website may link to or embed services operated by third parties, including insurance carriers, application platforms, YouTube, real estate websites, and hosting or form providers. A link does not mean we control or endorse every statement, product, security practice, or privacy practice of that third party.

Your use of a third-party platform is governed by that platform's own terms and privacy policy.

8. Intellectual Property

Unless otherwise stated, the website's original text, branding, graphics, videos, layout, and downloadable materials are owned by or licensed to Swift Signing Florida and are protected by applicable intellectual property laws.

You may view and share links to public pages for personal, noncommercial use. You may not reproduce, republish, sell, scrape, modify, remove attribution from, or create derivative commercial content from site materials without prior written permission.

9. Acceptable Use

You may not use the website to:

• Violate any law or the rights of another person
• Submit false, deceptive, fraudulent, or unauthorized information
• Attempt to gain unauthorized access to the site or related systems
• Transmit malware, automated spam, or harmful code
• Interfere with the site's security, operation, or availability
• Copy or scrape content for unauthorized commercial use or AI training

10. Website Availability and Accuracy

We may modify, suspend, remove, or discontinue any page, feature, form, article, or service at any time. We do not guarantee that the website will always be available, error-free, complete, current, or compatible with every device or browser.

11. Disclaimer of Warranties

To the fullest extent permitted by law, the website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied. Nothing in these terms excludes a warranty or right that cannot lawfully be excluded.

12. Limitation of Liability

To the fullest extent permitted by law, Swift Signing Florida and its owner will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from website use, reliance on educational content, inability to use the site, or use of a third-party service.

Nothing in these terms limits liability that cannot legally be limited.

13. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Swift Signing Florida and its owner from claims, losses, or expenses arising from your unlawful misuse of the website, violation of these terms, or infringement of another person's rights.

14. Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where federal law or another mandatory law applies.

15. Changes to These Terms

We may update these terms as the website, services, vendors, or legal requirements change. Updated terms become effective when posted with a revised effective date.

16. Contact

Swift Signing Florida
Email: swiftsigningfl@gmail.com
Phone: (786) 873-9593